5 Public-Record Checks for KYB Entity Verification

Описание и применение

Автоматизированный набор проверок публичных записей (SOS, SEC EDGAR, IRS 990, USASpending, FDIC BankFind) обеспечивает структурированный пакет доказательств для проверки существования и статуса бизнес‑подразделения в США.

Задача

Verifying that a business entity actually exists and is in good standing requires more than a Google search; public records must be queried to provide concrete KYB signals.

Результат

Automated queries across five public record sources produce a structured KYB evidence bundle that separates source data and flags inconsistencies, reducing manual effort and improving verification reliability.

Рабочий процесс

• 1. Query Secretary of State filings via US Business Entity Search actor to confirm existence, status, formation date, agents, and officers.
• 2. If the entity claims public trading, query SEC EDGAR Company Filings actor for CIK, legal name, and recent filings.
• 3. If the entity claims nonprofit status, query IRS 990 Nonprofit Search actor for filing year, officers, revenue, and program details.
• 4. If the entity claims federal contracts or grants, query USASpending Federal Spending Search actor for award amounts, agencies, and descriptions.
• 5. If the entity claims bank status, query FDIC BankFind Search actor for certificate number, active status, assets, deposits, and branch locations.
• 6. Assemble a KYB evidence bundle with separate source fields and flags for name mismatches, dissolved/suspended status, and missing claims.
• 7. Use the bundle for review or further automation.
• 8. Scale by running the US Business Entity Search actor first, then conditionally invoking the other actors based on claim type.

Доказательства

Every LLC and corporation must register with the Secretary of State where it was formed. The filing is public and usually answers: Whether the company is Active, Dissolved, or Suspended, Formation date, Registered agent, Officers and directors

Источник

If the company claims to be publicly traded — or you need officer/filing evidence for a known public parent — verify it on SEC EDGAR. Public companies file quarterly (10-Q) and annual (10-K) reports.

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If an organization claims nonprofit status, Form 990 is public. It typically shows: Revenue and expenses, Executive compensation, Board member names, Program descriptions.

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If a company claims federal contract or grant work, verify awards on USASpending.gov. Published awards include: Award amount, Awarding agency, Period of performance, Contract / award description.

Источник

If you are dealing with a bank or bank-like institution, confirm FDIC insurance status in BankFind. Records typically include: Whether the institution is active, FDIC certificate number, Assets and deposits, Branch locations, Regulatory history.

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