Folio: Local-First AI Financial Auditor for Freelancers

说明与用途

Folio 是一款本地 AI 审计工具，帮助自由职业者分类支出、检测异常并生成合规法律文件，避免云泄露和高昂会计费用。

问题

Freelancers miss tax write‑offs and pay high SaaS accounting fees while fearing cloud data privacy.

结果

Folio enables freelancers to capture all deductible expenses, detect hidden recurring costs, and produce legally‑cited defense documents locally, eliminating cloud leaks and reducing accounting costs to zero.

工作流

• Clone the repo and run python run.py locally.
• Open http://127.0.0.1:8000 in a browser.
• Upload a raw CSV bank statement via the dropzone.
• TabPFN 3.5 auto‑categorizes each transaction with confidence scores.
• Gemma 2 generates legal defense statements citing relevant tax codes.
• Review anomaly alerts for phantom SaaS fees or pricing spikes.
• Export the itemized deduction schedule as CSV.
• Listen to the 30‑second audio briefing for a quick summary.

证据

Folio pairs Prior Labs' TabPFN 3.5 (the state‑of‑the‑art foundation model for tabular data) with Google’s Gemma 2 (open weights) to deliver…

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Drop in your raw bank or credit card CSV (Chase, Mercury, Wise, Amex, HDFC, ICICI, SBI, Stripe, PayPal). TabPFN auto‑categorizes expenses…

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Gemma writes the legal defense certificate citing exact statutory tax codes — Section 37(1) & 44ADA of the Indian Income Tax Act, or IRC §162(a) for IRS Schedule…

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