LedgerPilot: a private cashflow copilot for the one-person business

说明与用途

LedgerPilot 为自由职业者提供快速现金流评估，使用 CSV 导出生成收入、支出、预测和行动计划，支持本地或 Render 部署。

问题

Freelancers and one-person businesses need a quick way to assess monthly cash health, runway, and next actions without a full accounting dashboard.

结果

Users can quickly understand cash health, runway, and next steps with a lightweight tool that runs locally or in the cloud, preserving privacy and reducing cost.

工作流

• Upload CSV with columns date,description,amount,category
• Server parses CSV and calculates income, expenses, category totals, net cashflow, volatility, runway
• Deterministic forecast generates six‑month projection
• If Ollama is configured, model generates JSON action plan; otherwise deterministic fallback is used
• Frontend displays summary, forecast, and action plan
• User reviews and acts on recommendations

证据

LedgerPilot is a small cashflow copilot for freelancers and one-person businesses.

来源

It takes a CSV export from a bank, Stripe, PayPal, or accounting tool and turns it into: a clear income, expense, and net-cashflow summary – category-level spending signals – a six-month expected and cautious-case projection – three specific actions, written in plain language

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The server parses the CSV and calculates the facts: income, expenses, category totals, monthly net cashflow, average monthly change, volatility, and runway

来源

If OLLAMA_URL is configured, LedgerPilot uses Ollama and the qwen2.5:3b model by default

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The app has no database and does not require a bank connection

来源

It is deployed as a Python web service on Render, with /api/health used as the health check

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