Why 6% stablecoin APY can lose to a $12 round trip

Описание и применение

Инструмент позволяет пользователям оценить реальную доходность стейкинга стабильных монет, учитывая транзакционные издержки.

Задача

Users need to know how much yield survives transaction costs when staking stablecoins.

Результат

The tool shows that a $12 fee can wipe out net gains from a 6% APY on a $1,000 stake over 30 days, highlighting the importance of fee‑adjusted yield calculations.

Рабочий процесс

• 1. Input principal, holding period, base APY, headline APY, and total fees.
• 2. Calculator computes gross yield: principal * (reported_apy/100) * days/365.
• 3. Subtract assumed round‑trip fees to get after‑fees income.
• 4. Display break‑even period and net result.
• 5. Provide historical 30‑day average and TVL for context.

Доказательства

I built an open‑source, no‑wallet stablecoin yield reality checker to answer a smaller question: At the reported base rate, how much hypothetical income survives the costs you enter?

Источник

$12 total for entry, exit and any bridges/other transaction costs.

Источник

The GitHub source is open: https://github.com/livastic-vm3-primary-tmp-260920/stablecoin-yield-reality-check

Источник

I have zero verified paying customers for this newly launched tool.

Источник